5 CRA Benefit Payments Boost Coming in July 2025: What Canadians Need to Know

Starting July 2025, the Canada Revenue Agency (CRA) will introduce increased payments across five major benefit programs, aiming to provide additional relief amid rising living costs. These adjustments include the GST/HST Credit, Advanced Canada Workers Benefit, Canada Child Benefit, Ontario Trillium Benefit, and the new Canada Disability Benefit. If you qualify, you could see more money in your bank soon.

Key Benefit Increases & Eligibility

1. GST/HST Credit

• What it is: Quarterly tax-free support for low- and moderate-income Canadians.
• July 2025 payment date: July 4
• Annual amounts:
  • Singles: up to $533
  • Couples: up to $698
  • Children under 19: up to $184 each

CRA Benefits Payment Increase in July 2025: Check New Amounts, Eligibility, and Full Payment Calendar

2. Advanced Canada Workers Benefit (ACWB)

• What it is: Refundable credit for working individuals/families with low income.
• July 2025 boost: Up to 50% of your credit paid early
• Next payment date: July 11
• Annual maximums:
  • Singles: ~$1,633
  • Families: ~$2,813
  • Disability supplement: +$843

3. Canada Child Benefit (CCB)

• What it is: Monthly tax-free payments for families with children under 18.
• July payment date: July 18
• New amounts (2025–26):
  • Under 6: $7,997 annually (~$666/month)
  • Age 6–17: $6,748 annually (~$562/month)

4. Ontario Trillium Benefit (OTB)

• What it is: Combines provincial tax and energy credits, paid monthly.
• July payment date: July 10
• Benefit range:
  • Sales Tax Credit: up to $360
  • Energy/Property Credit: $1,248–$1,421
  • Northern Energy Credit: $180–$277

5. Canada Disability Benefit (CDB)

• What it is: New monthly support for low-income Canadians with disabilities (ages 18–64).
• Application launched: June 20, 2025
• First payment: July 2025
• Payment amount: Up to $200/month (max $2,400/year)—income-based

New $200/Month Canada Disability Benefit Starts in July — Applications Open Now

Why These Increases Matter

• With inflation at 2.7%, these adjustments ensure benefits keep pace with rising costs.
• Combined, these programs create essential financial support — up to $4,100 annually for eligible households.

July 2025 Payment Schedule

What You Need to Do

1. File your 2024 tax return by April 30, 2025 — even with no income.
2. Update personal info in CRA’s My Account, including address and direct deposit.
3. Apply where necessary:
   • No action needed for GST/HST, OTB, and ACWB—based on tax returns.
   • Apply for CDB (via Service Canada) after June 20.
4. Verify monthly eligibility using CRA account tools and benefit estimator.

Final Notes

These changes reflect Canada’s commitment to supporting vulnerable populations — from families to disabled workers. By staying proactive, filing taxes, and updating personal data, eligible residents can maximize their July 2025 benefit payments.