As the cost of living in Canada continues to climb, the federal government is stepping in to provide targeted financial relief for low- and modest-income households. While social media has been buzzing about a new $300 payment, the truth is more nuanced.
There is no new federal $300 program, but many Canadians will receive $300 or more this year through existing Canada Revenue Agency (CRA) benefits. Here’s a complete guide to understanding what this payment is, who qualifies, and how to access it.
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What Is the $300 Federal Payment?
The $300 payment circulating in headlines and online posts is not a separate or standalone benefit. Instead, it refers to regular payments issued under established CRA-administered programs, including:
- Canada Child Benefit (CCB)
- GST/HST Credit
- Advanced Canada Workers Benefit (ACWB)
These programs are designed to assist Canadians facing financial challenges—particularly families, seniors, and working individuals earning modest incomes.
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Is the $300 Payment Really Coming in June 2025?
Yes, for many Canadians. While there is no new $300 program, eligible recipients will receive payments in June or later this year through the above programs. For example:
- The Canada Child Benefit issued on June 20, 2025, may provide $300 or more for families with multiple children.
- Advanced Canada Workers Benefit and GST/HST Credit can also exceed $300, depending on income and household size.
So, while no universal $300 cheque is being mailed, the federal government is still issuing significant payments through its social support system.
Who Is Eligible for the Federal Payment?
To receive a payment of $300 or more from CRA benefit programs, you must:
- Be a resident of Canada
- Be at least 19 years old
- Have filed your 2024 taxes
- Meet low- or modest-income criteria
- For some programs, have children under 18 or be actively employed
These payments are designed to support households struggling with essentials like food, housing, transportation, and childcare.
Key Federal Programs Offering $300 or More
1. Canada Child Benefit (CCB)
The CCB is a tax-free monthly payment made to families with children under 18.
Annual Amounts in 2025
- Children under 6: Up to $7,787 per child
- Children 6 to 17: Up to $6,570 per child
June Payment Date: June 20, 2025
A family with two or more children may receive $300 or more per month.
2. GST/HST Credit
A quarterly tax-free payment to offset federal sales taxes for low-income Canadians.
2025–2026 Rates
- Individual: Up to $496 annually
- Couples: Up to $650
- Per child under 19: $171
Next Scheduled Payment: January 2026
Some may receive retroactive payments or reassessments in November.
3. Advanced Canada Workers Benefit (ACWB)
For low-income workers, the ACWB offers advance payments throughout the year.
Annual Max in 2025
- Individual: Up to $1,428
- Families: Up to $2,461
Next Advance Payment: November 15, 2025
Half of the eligible amount may be paid in advance—often exceeding $300.
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CRA Payment Schedule Highlights
| Program | Next Payment Date | Potential Amount |
|---|---|---|
| Canada Child Benefit (CCB) | June 20, 2025 | $50–$650+ per child |
| GST/HST Credit | January 5, 2026 | $171–$650 |
| Advanced CWB (ACWB) | November 15, 2025 | $300+ (advance) |
| OAS/GIS | November 27, 2025 | Varies by income |
How to Access CRA Benefits
1. Create or Log Into a CRA Account
Visit the My CRA Account portal at Canada.ca to manage your benefits.
2. Check Your Eligibility
Review the “Benefits and Credits” section for automatic eligibility and past payments.
3. Upload Supporting Documents
Make sure your personal and income information is up to date.
4. Track Payments
Use your CRA account or call the CRA helpline to stay informed on payment statuses.
Frequently Asked Questions
Q: Is there a new $300 payment this June?
A: No new program exists, but $300 may be received through established CRA benefits if eligible.
Q: Do I need to apply separately?
A: No. If you’re eligible and have filed your taxes, most benefits are processed automatically.
Q: How do I confirm eligibility?
A: Check the CRA’s “Benefits and Credits” section online or speak with a CRA agent.
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Final Thoughts: Does This Payment Help?
While the amount may seem modest, for many households facing rising food, utility, or childcare costs, an additional $300 can provide timely relief. Combined with other CRA programs, these benefits are designed to ease pressure on vulnerable Canadians during tough economic times.
If you haven’t created a CRA account yet, now is the time. Keeping your information up to date ensures you receive the benefits you’re entitled to—including that extra $300 you may be eligible for this year.