CRA Benefits Payment Increase in July 2025: Check New Amounts, Eligibility, and Full Payment Calendar

As inflation continues to put pressure on Canadian households, the Canada Revenue Agency (CRA) has confirmed a 2.7% benefits payment increase starting in July 2025. This annual adjustment aims to help families, low-income workers, seniors, and persons with disabilities keep up with the rising cost of living, including essentials like food, rent, transportation, and utilities.

The benefit increases affect five major federal and provincial programs, offering thousands of dollars in financial relief to eligible individuals across the country. Below, we outline which payments are going up, who qualifies, and when to expect them.

Which CRA Benefits Are Increasing in July 2025?

The 2.7% indexation for the 2025–2026 benefit year applies to the following federal and provincial benefits:

• GST/HST Credit
• Canada Child Benefit (CCB)
• Advanced Canada Workers Benefit (ACWB)
• Ontario Trillium Benefit (OTB)
• Canada Disability Benefit (CDB) – new for 2025

Each benefit targets a different group of Canadians and is adjusted annually to maintain its real-world value as prices rise.

Don’t Miss These 3 Hidden CRA Benefits That Could Put Hundreds Back in Your Pocket This Tax Season

1. GST/HST Credit – Quarterly Relief for Low-Income Canadians

This tax-free payment helps offset the cost of GST or HST paid on goods and services. The July 2025 adjustment raises the credit by 2.7%.

Eligibility:

• Must be a resident of Canada for tax purposes.
• Must be 19 or older (or have a spouse or child).
• Must have filed a 2024 tax return.
• Adjusted Family Net Income must be below $45,521 (for singles).

Updated Amounts (2025–2026):

Next Payment Date: July 4, 2025

2. Canada Child Benefit (CCB) – Monthly Support for Families

The CCB is a non-taxable monthly payment for families raising children under 18, adjusted for inflation annually.

Eligibility:

• Must be the child’s primary caregiver.
• Must reside in Canada and file a tax return.
• Children must be under 18.

Updated Amounts (2025–2026):

Next Payment Date: July 18, 2025

3. Advanced Canada Workers Benefit (ACWB) – Support for Working Canadians

The ACWB provides a refundable tax credit for low-income workers, delivered in advance to increase financial security throughout the year.

Eligibility:

• Must be 19+ (or have a spouse/child).
• Earned income must exceed $3,000 but remain below a province-specific threshold.
• Must be a Canadian resident and have filed a tax return.

Updated Maximum Annual Amounts (2025–2026):

Next Payment Date: July 11, 2025 (tri-annual)

4. Ontario Trillium Benefit (OTB) – Monthly Provincial Assistance

This payment combines three Ontario credits: Sales Tax Credit, Energy and Property Tax Credit, and the Northern Ontario Energy Credit.

Eligibility:

• Must be an Ontario resident.
• Must have filed a 2023 tax return.
• Must meet income and expense thresholds (e.g., rent or property tax paid).

Updated Amounts (2025–2026):

Next Payment Date: July 10, 2025

5. Canada Disability Benefit (CDB) – New Federal Support Starts July 2025

Launching for the first time in July 2025, the Canada Disability Benefit will provide monthly income support to eligible adults with disabilities.

Eligibility:

• Must be aged 18–64.
• Must qualify for the Disability Tax Credit (DTC).
• Must have filed a 2024 tax return.
• Must apply through Service Canada.

Estimated Monthly Benefit:

• Up to $200 per month ($2,400 annually)

First Payment: Expected in July 2025 (exact date to be confirmed)

CRA July 2025 Payment Calendar

Tips to Maximize Your CRA Benefits

To ensure you receive the full amount and avoid delays, follow these steps:

• File your 2024 tax return by April 30, 2025, even with zero income.
• Update your information (address, marital status, bank account) via CRA My Account.
• Enroll in direct deposit for faster payments.
• Use CRA calculators to estimate eligibility and benefit amounts.
• Monitor benefit status regularly through CRA or Service Canada portals.

Why This CRA Benefits Payment Increase Matters

These inflation-indexed increases are crucial for preserving the purchasing power of Canadian families and individuals in a high-cost economy. When combined, eligible households may receive over $4,100 annually in federal and provincial benefits, depending on their situation.

The CRA benefits payment increase in July 2025 is more than a routine adjustment—it’s a lifeline for millions of Canadians managing housing, food, child care, and rising living expenses.